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NOW Account

Your checking, now with interest.

NOW Account

Enjoy checking convenience that pays interest with a NOW Account from First Texas National Bank. Open with $1,500 and maintain an average daily balance of $1,500 to waive a $12 monthly service charge while your balance earns interest compounded monthly.

Interest‑Bearing Everyday Checking

Write unlimited checks, manage funds online, and still grow your balance with competitive NOW Account rates. Because the account is backed by FDIC insurance, you gain peace of mind along with a steady return—ideal for individuals who keep higher checking balances.

Key Features:

Minimum to Open: $1,500
Minimum Balance to Avoid a Fee: $1,000 average daily
Monthly Service Charge: $12 if the balance falls below the minimum
Interest: Yes, compounded monthly
Withdrawal Limits: None
Card & Checks: Debit card $10; checks available*

*Cost of checks depends on style and quantity ordered

Full Access, Local Service

A $10 debit‑card fee applies when you request card access, and complimentary checks are not included. There’s no federal withdrawal cap, so you can move money whenever needed. With images on each monthly statement and real community bank support, the NOW Account makes everyday banking more rewarding.

READY TO GET STARTED?

Fill out the form below, and a banking specialist will reach out to help.

    *For your safety when submitting this form please do not include sensitive information such as account numbers, logon IDs or passwords.