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Vehicle Loans

Keys to the open road.

Vehicle Loans

Hit the road in your new or used car with a Vehicle Loan from First Texas National Bank. We offer competitive auto financing with local decisions, so you can secure a great rate and drive away sooner—backed by the service you expect from your Texas community bank.

Affordable Rates & Flexible Terms

Choose repayment terms up to 72 months*, or longer upon request, and enjoy fixed rates with no prepayment penalties. Whether you’re buying from a dealership or a private party, we base loan amounts on the vehicle’s value and your credit profile to keep payments comfortable.

Key Features:

Loan Amounts: Based on vehicle value and credit approval
Terms: Up to 72 months*
Rates: Fixed; no prepayment penalty
Collateral: New or used title vehicles
Approval Time: Local decisions, often same day

Apply & Drive Away

Our quick, in‑house approval process often delivers answers the same day, letting you shop with confidence. Bring your ID, proof of income, and vehicle details and our lenders will guide you every step of the way.

*For comparison purposes, a consumer who finances a new car for $25,000.00 at a term of 72 months and at an annual percentage rate (APR) of 11.59% would remit 72 payments of $484.00

READY TO GET STARTED?

Fill out the form below, and a banking specialist will reach out to help.

    *For your safety when submitting this form please do not include sensitive information such as account numbers, logon IDs or passwords.