Phone: (806) 983-3717 | Fax: (806) 983-3716

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Under the Federal Community Reinvestment Act (CRA), the Comptroller of the Currency (OCC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations.  The Comptroller also takes this record into account when deciding on certain applications submitted by us.


Your involvement is encouraged.


You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the OCC; and comments received from the public relating to our performance in helping to meet the community credit needs, as well as our responses to those comments.  You may review this information today by reviewing the public file which is available at 124 S Main Street, Floydada, Texas 79235.


At least 30 days before the beginning of each quarter, the Comptroller publishes a nationwide list of the banks and savings associations that are scheduled for CRA examination in that quarter.  This list is available from the Deputy Comptroller of the Southern District, Comptroller of the Currency 500 N. Akard Suite 1600, Dallas, TX. 75201-3394. You may send written comments about our performance in helping to meet community needs to:


Logan Bradley

First Texas National Bank

P.O. Box 550, 124 S. Main

Floydada, TX. 79235-550


Deputy Comptroller of the Southern District

Office of the Comptroller of the Currency

500 North Akard Street Suite 1600

Dallas, TX  75201-3394


Your letter, together with any response by us, will be considered by the Comptroller in evaluating our CRA performance and may be made public.


You may ask to look at any comments received by the Deputy Comptroller.  You may also request from the Deputy Comptroller an announcement of our applications covered by the CRA filed with the Comptroller.  We are an affiliate of Floyd County Bancshares, Inc. a bank holding company.  You may request from the Vice President of the Banking Supervision Department, Federal Reserve Bank of Dallas, P.O. Box 655906, Dallas Texas 75265-5906, an announcement of applications covered by the CRA filed by bank holding companies.




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