About Us

Our Story

First Texas National Bank is an independent, locally owned bank headquartered in Floydada, Texas. We were established in 1890 and formally chartered in 1903 to serve the families and businesses of Floyd County and the surrounding communities. More than a century later, our core promise remains unchanged: deliver modern financial solutions while preserving the integrity and personal touch of a true community bank. Every loan decision, product enhancement, and service innovation still happens right here at home, never in a distant corporate office.

Mission Statement

We have a social responsibility to be stewards of our customers’ information and finances with a goal to instill lifelong trust that is both profitable for our community and our company.

We have a confidential relationship with our customers. Integrity and trust are the most important commodity we offer.

Community First, Always

On Friday nights you’ll find our team under the stadium lights, and on Saturday mornings you’ll catch us at the grocery store line chatting with customers about family, farming, and football. From sponsoring Little League to buying livestock at the county show, First Texas National Bank is woven into the fabric of the towns we serve. Banking is our business, but community is our calling.

Your Modern Hometown Bank

While we cherish our 19th‑century roots, our technology is firmly in the 21st:

• Mobile and online banking with real‑time alerts
• Instant‑issue chip debit cards—no waiting, no temporary cards
• Digital wallet support for Apple Pay®, Google Pay™, and Samsung Pay®
• Competitive loan and deposit rates backed by local decision‑making

Whether you prefer a handshake in the lobby or a tap on your phone, we make banking easy—the way you want to bank.