Skip to main content
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
search
ONLINE BANKING
Forgot Username or Password?

Letters of Credit

Confidence in every contract.

Letters of Credit

Give your business transactions added credibility with a Letter of Credit from First Texas National Bank. Whether you need to guarantee payment to a supplier or back a performance obligation, our standby and commercial letters of credit provide the assurance counterparties require.

Secure Important Transactions

A standby letter of credit serves as a safety net for leases, construction contracts, and municipal requirements, while a commercial letter of credit supports import‑export trade by ensuring payment upon presentation of shipping documents. Each instrument is tailored to the exact terms of your agreement and issued in accordance with international standards.

Key Features:

Types: Standby & commercial letters of credit
Standards: Issued under UCP 600 where applicable
Purpose: Payment guarantees & performance bonds
Turnaround: Same‑day issuance possible
Fees: Percentage of face amount, billed quarterly, or upfront
Expertise: Local drafting & quick amendments

Trusted & Efficient

Work directly with our experienced team to draft, issue, and amend your letter quickly—often the same day. All decisions stay local, giving you faster turnaround and a banker who understands your business needs. Fees are competitive and based on the face amount and duration of the credit—issuance subject to credit approval.

READY TO GET STARTED?

Fill out the form below, and a banking specialist will reach out to help.

    *For your safety when submitting this form please do not include sensitive information such as account numbers, logon IDs or passwords.