Operating Lines of Credit
Smooth out cash‑flow swings with an Operating Line of Credit from First Texas National Bank. Access funds when you need them and repay as receivables come in—paying interest only on the balance you use.
Operating Lines of Credit
Cash cushion on call.
Flexible Working Capital
Cover payroll, inventory purchases, or unexpected expenses with a revolving credit line tailored to your business size. Limits renew annually, and collateral options include accounts receivable, inventory, or real estate, keeping borrowing costs low.
Key Features:
Credit Limits: Customized to revenue & collateral
Interest: Pay only on drawn balance
Collateral: A/R, inventory, or real estate
Purpose: Payroll, inventory, working capital
Easy Access & Local Control
Draw funds at any branch, then make interest‑only payments until you’re ready to pay the balance down. Our local lending team reviews your line quickly each year, so you always have reliable access to capital—credit approval required.
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