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Free Checking Account

Zero fees, zero fuss, all freedom.

Free Checking Account

Enjoy straightforward, fee‑free banking with a Free Checking account from First Texas National Bank—ideal for students, young professionals, and anyone who wants a no‑hassle account. Open with just $100 and forget about minimum balance requirements.

Truly Free, Truly Local

Free Checking carries no monthly service charge and no minimum balance to worry about. We’ll even provide the first box of checks at no cost so you can start writing checks right away. A one‑time $10 fee applies for debit‑card issuance.

Key Features:

Minimum to Open: $100
Minimum Balance to Avoid Fee: None
Monthly Service Charge: None
Checks: First box complimentary
Debit Card Fee: $10 (one‑time issue)
Interest: Non‑interest bearing
Statement Images: Not included
Limited Withdrawal: None
Safety Deposit Box: Available

*Free Checking is for personal accounts only and is not available for business purposes.

Digital Access & Personal Support

Manage your money anywhere with mobile deposit, real‑time alerts, and free online bill pay. While this account is non‑interest bearing and statement images are not included, you still receive the full backing of your hometown bank and FDIC insurance protection.

READY TO GET STARTED?

Fill out the form below, and a banking specialist will reach out to help.

    *For your safety when submitting this form please do not include sensitive information such as account numbers, logon IDs or passwords.