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Regular Checking Account

Everyday money, handled the hometown way.

Regular Checking Account

Keep your everyday finances simple and secure with a Regular Checking account from First Texas National Bank. Open your account with just $100 and enjoy all the conveniences of a modern checking account powered by local, community bank service.

Practical, Everyday Banking

Maintain an average daily balance of $1,000 to waive the monthly service charge. Balances from $500–$999 incur an $8 fee, and balances below $500 incur a $12 fee.* Unlimited check writing, online bill pay, and mobile banking keep you connected to your money 24/7.

Key Features:

Minimum to Open: $100
Minimum Balance to Avoid a Fee: $1,000 average daily
Monthly Service Charge: $8 below $1,000
Checks: Unlimited writing; checks available*
Debit Card Fee: $10 (one‑time issue)
Interest: Non‑interest bearing
Statement Images: Included
Safety Deposit Box: Available

*Cost of checks depends on style and quantity ordered

Community Benefits & Quick Extras

Add a debit card for a one‑time $10 issuance fee and access your money from ATMs nationwide. Every monthly statement includes check‑image copies for easy record‑keeping, and safety‑deposit boxes are available at all branches for secure document storage.

READY TO GET STARTED?

Fill out the form below, and a banking specialist will reach out to help.

    *For your safety when submitting this form please do not include sensitive information such as account numbers, logon IDs or passwords.