Savings Account
Build your financial cushion with a Savings Account from First Texas National Bank. Open with just $100 and earn competitive interest that helps your balance grow while keeping funds accessible when you need them.
Savings Account
Small deposits, big dreams.
Earn Interest, Stay Flexible
Your savings earn interest compounded monthly with a minimum balance of $10.00 to earn the APY. Make unlimited deposits and up to six withdrawals or transfers per statement cycle; additional items incur a $3 Excess Item Fee. Keep your goals on track without sacrificing liquidity.
Key Features:
Minimum to Open: $100
Minimum Balance to Avoid Fee: N/A
Monthly Service Charge: None
Interest: Yes, compounded monthly
Withdrawal Limits: 6 per statement cycle; $3 per excess item
Debit Card Fee: Not available
Checks: Not applicable
Statement Images: Included
Safety Deposit Box: Available
Secure & Convenient
Monitor progress through our mobile and online banking tools, set up automatic transfers from checking, and rest easy knowing every dollar is FDIC‑insured. No debit card is issued for this account, which helps you stay focused on saving. Check images are included with each monthly statement for clear record‑keeping.
Know Before You Save:
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Interest starts accruing the first business day after you deposit non-cash items like checks
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Close your account before month-end? Accrued interest won’t be paid
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*More than 6 monthly withdrawals or transfers? You’ll incur an Excess Item Fee per additional item. See our Limits and Fees Disclosure for details.
READY TO GET STARTED?
Fill out the form below, and a banking specialist will reach out to help.
