Secured Loans
Use your own assets to unlock lower interest rates with a Secured Loan from First Texas National Bank. Borrow against a savings account, CD, or other approved collateral and keep earning on those funds while you repay.
Secured Loans
Low rates, backed by you.
Lower Rates
Because collateral reduces risk, secured loans often feature lower rates and easier approval than unsecured options.
Key Features:
Loan Amounts: Based on collateral value
Rates: Lower than unsecured alternatives
Terms: Flexible, matched to collateral maturity
Collateral: FTNB savings, CD, or other assets
Approval Time: Fast, local decision
Quick Access to Funds
Our lenders use the pledged collateral to expedite approval—so you can receive funds quickly for planned purchases, education expenses, or other goals. Your savings or CD accounts are able to continue to earn interest even while they are pledged as collateral.
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